Hou, Jialin
(2023)
Essays on consumer finance and political economy.
Doctoral Dissertation, University of Pittsburgh.
(Unpublished)
Abstract
In Chapter One, I study the causal effect of consumer credit access on households' healthcare expenditures. I estimate such an effect using a simulated instrumental variable design on my assembled MEPS-credit data and measure the policy effect of a stimulus loan using a life-cycle model.
In Chapter Two, my coauthor and I study the impact of mortgage credit standards on households' homeownership. We discover such an impact using a difference-in-differences regression on the Experian consumer credit panel and Freddie Mac's Single-family Loan-level dataset. We construct a life-cycle housing model to quantitatively measure the impact.
In Chapter Three, my coauthors and I study the polarization of the Ukrainian Parliament. We compare two methodologies in identifying polarization using roll call votes data: the ideal points model and the community detection algorithm.
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Details
| Item Type: |
University of Pittsburgh ETD
|
| Status: |
Unpublished |
| Creators/Authors: |
|
| ETD Committee: |
|
| Date: |
6 September 2023 |
| Date Type: |
Publication |
| Defense Date: |
13 July 2023 |
| Approval Date: |
6 September 2023 |
| Submission Date: |
3 August 2023 |
| Access Restriction: |
No restriction; Release the ETD for access worldwide immediately. |
| Number of Pages: |
125 |
| Institution: |
University of Pittsburgh |
| Schools and Programs: |
Dietrich School of Arts and Sciences > Economics |
| Degree: |
PhD - Doctor of Philosophy |
| Thesis Type: |
Doctoral Dissertation |
| Refereed: |
Yes |
| Uncontrolled Keywords: |
consumer credit access |
| Date Deposited: |
06 Sep 2023 16:20 |
| Last Modified: |
06 Sep 2023 16:20 |
| URI: |
http://d-scholarship.pitt.edu/id/eprint/45237 |
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